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Wedding Budget Planning
Wedding Budget Planning

Free Wedding Planning Information
Planning Canadian Weddings

Planning A Wedding Budget

Discuss with your families if they will be contributing to your wedding financially in anyway. If you know up front that you will have help with some of the wedding costs you can plan your wedding and budget accordingly. Have a list of everything that will be involved with the cost of your wedding including any extras that may pop up. Make sure it is clear to everyone who is responsible for the payment of each item or wedding category. Figure out how much people will be contributing and the total amount of funds you have available to you for the wedding budget. Also discuss what happens if the cost goes over budget. You may wish to do a bit of preliminary calling around in the area your wedding will take place to get an idea of the average cost for wedding products and services. If you have any friends that have recently got married, ask them if they would mind sharing their expense list with you to give you something to compare to. Wedding Budget CalculatorKeep in mind that some aspects of a wedding have a broad range of cost depending on your wedding location, wedding formality, the number of wedding guests invited, the quality of the products being used, and who you hire for these wedding products and services. You may find some wedding vendors who charge more or less than our list depending on theses factors. The bottom line is, always comparison shop for value in wedding products and services and always get at least three quotes before booking a vendor or signing a contract. You may wish to make use of our Wedding Vendor Tracking Form to keep all your wedding vendor information organized. Keep all the wedding planning worksheets together with any samples and/or other planning information for easy access. You can also use our Wedding Budget Worksheet to help coordinate your wedding budget and to help you stay on track. Be sure to keep all your receipts for any and all wedding purchases. This will help keep you on track with your wedding budget and you will need your receipts if you need to return items. Make notes of companies' return policies on the back of receipts.

A lower budget wedding that is fairly informal with a short wedding guests list can costs about $15,000. The cost can rise to over $100,000 for a more extravagant wedding. The average expense for a wedding in Canada is between $20,000 and $30,000. Don't forget to include the honeymoon expenses into the wedding budget so you won't be scrambling for money or worse not be able to go on the wedding honeymoon you really want.

Start By Asking Yourselves These Questions

  • Do we prefer a religious or nondenominational wedding ceremony?
  • Do we want a more traditional or modern wedding ceremony and reception?
  • Which style do we want our wedding to reflect; formal, informal or semiformal? Planning a Wedding Budget
  • Do we want the security of an indoor wedding or do we have the facilities available to us for an outdoor wedding?
  • Will the wedding take place locally or in another city or even another country?
  • What kind of budget do we have? Will anyone be helping to pay for our wedding or will we be doing it ourselves?
  • What season would we like to be married in and how much time do we have before the wedding date?
  • Approximately how many wedding guests would we like to invite? Make a list of those you feel must be invited and those who you would like to invite if you are able.
  • How much hands-on help do we think we will have? Do we have a lot of dependable family members and friends that would help with the work involved? If you don't have a lot of help you may need to spend extra money for the help of professionals.
  • Is there any personal/special elements or events we want to incorporate into our wedding day? (Bag Pipes, Special Singer, etc.)
  • How many attendants would each of us like to have and who will they be?

Good communication is vital when making your wedding budgeting decisions. Make sure how the wedding expenses will be divided between everyone is clearly outlined. Also keep in mind, the more people contribute financially to your wedding, the more likely they'll feel they have a right to say how things are planned for your wedding. It's important that you don't get carried away and exceed your wedding budget and end up in debt. No one needs to start their new life together with a large debt over their head from their wedding day. As wonderful and meaningful your wedding day will be, I can promise you that down the road you will not be pleased with yourself if you're paying wedding debt down in the future and it deprives you of peace of mind.


Note about Finances and Family When Planning a Wedding Budget

Sometimes it can be a little tense when merging the opinions of two families on how the wedding Wedding Budget Planningshould be planned, especially in regards to how wedding budget will be spent. People can have very strong opinions on the subject of money. When many people are involved in the wedding planning , they will all want to be heard and sometimes you can have a situation where two or more parties don't agree with an issue. If you are relying on your family for their financial support, you will need to listen to their wishes with an open mind. It is usually best if you can manage to keep the conversations light and even use a little humour to keep the conversation on the positive side. It is not necessary to make all the planning decisions at your first meeting. You may need to leave some aspects of the wedding plans undecided and let people think things over for awhile. You can always meet together again at a future date to discuss these items again. Sometimes people need to think things over without the pressure of making a decision on the spot to accept an idea. You will not likely be able to make everyone completely happy on every aspect of the wedding plans and its budget. Everyone will have to give and take somewhat, but ultimately you will have your special wedding day. Remember, you don't have to spend a lot of money to make your wedding day memorable.

The two biggest things that will increase your expenses for your wedding are the level of formality or style of your wedding and the length of your wedding guests list. One of the first things you need to do after deciding on a wedding budget is make a rough draft of your wedding guests list. Make a list of those Wedding Budget Planningpeople you must invite to the wedding and then an additional list of those people that you would like to invite if possible. Getting an idea of the number of wedding guests will give you a better idea of the cost and size of your wedding. You may have to decide which is more important to you, having the style/formality of wedding you really want versus having more people invited to your wedding. Then make a final decision of a realistic amount of people you can invite to your wedding and the style of wedding you are going to plan. Use our Wedding Guests Tracking Form to organize your wedding guests list and to track your wedding guests' replies. Just print off as many sheets as you need to accommodate your wedding. You will need to know approximately how many wedding guests you are inviting to book the appropriate size facility for your wedding ceremony and reception.

Sometimes the transition between everything you really want for your wedding and what you can really afford is a little disappointing. So plan your wedding finances well and choose wisely when spending your wedding budget money. Try to keep each item within the allotted amount. If you do spend more on an item, try to spend less on another item to make up the difference. Comparison shopping can really help you safe money and it never hurts to ask about discounts. Think about the overall appearance of things. If you think something will look thrown together or cheap, find an alternative or skip it all together. Below are a few things that can help you deal with and stick to a strict wedding budget.

Wedding Budget TipWedding Budget Planning Tip
Most wedding vendors will require at least a deposit when booking or ordering their products and/or services. Be sure to get a receipt and keep all your receipts in a safe place and track your current budget balances as they change with payments. Also, making payments to your wedding vendors is a great way to contact your wedding vendors and at the same time you can confirm your wedding details with them. This way any misunderstandings or mistakes can be caught before it's too close to the wedding.

Wedding Budget Ideas

  • Comparison shop and then comparison shop again. It may take you some extra time to do this, but you can save a bundle of money.
  • Don't be afraid to ask for a discount. You never know and you have nothing to loose and only money to save.
  • Pick and choose what appeals to both your taste AND your budget.
  • Start with the costs of the bigger items that the prices are nonnegotiable, for example, the place of ceremony and reception. Then, find ways to cut cost on other things.
  • Consider having a cash bar. If the place of reception allows you to bring your own alcohol this may be an option for you. Be sure you have your liquor licence, insurance and someone to serve the bar.
  • Check out sales racks, coupons, flyers, and even dollar stores, you never know what you will find. You can even barter and trade items and services.
  • Buy in balk if you need a large quantity of an item.
  • If you over spend in one category, ensure you can save the same amount of money in another category before you spend the extra.
  • Sample bridle gowns are often as much as 80% of the original price. Call bridal shops and ask if they have a yearly clear out sale and when it us usually held.
  • Consider buying your wedding gown from the Bride's Project. Used gowns are donated and all the proceeds are given to the Cancer Society.
  • Ask your florist if they can use a taped grid so fewer flowers will still look full and beautiful, saving you money.
  • Locally grown flowers can save you as much as 70% off your flower budget.
  • Rent flower vases for your centerpieces instead of buying them.
  • Hand decorated wedding cakes with a lot of detail can be very expensive. Consider using other details on your cake like flowers or ribbon to save on labour charges.
  • Round shaped wedding cakes are generally cheaper than other shapes like square, heart or octagon.
  • Consider using a smaller decorated traditional wedding cake and use a slab cake to feed your guests.
  • Many places of reception charge a cutting fee for wedding cakes, as much as $4.00 per wedding guests. To avoid this fee, consider using cupcakes stacked for your wedding cake. This is also a current trend.
  • Always keep your receipts in a save place incase items go on sale or if you have to return them you will be able to get your money returned to you in full.
  • Not everything costs money. Try to find alternatives to spending money on items or services, for example, asking a friend or relative with an antique car that you like to drive you around to save on transportation costs or ask a friend or relative to borrow an item that they have left from their wedding. Look to your friends for items are something, old, new, borrowed and blue. Be creative and don't be afraid to ask people if they would mind helping you out or lending you items.
  • Review your wedding budget regularly and try to stick to it as closely as possible. Don't get wound up in the emotion of the wedding and trying to make it perfect, you may be tempted to increase the cost of items.
  • Consider getting married in the off-season months (January, February, March and November) or on a day of the week other than Saturday (Friday or Sunday), when vendors are less busy and their pricing maybe less expensive.

Wedding Planning Step Links to Help You Plan Your Wedding

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